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The Odds We Live By
Among last week's headlines, two very different stories stood out. The first was impossible to miss: a nearly $1.8 billion Powerball jackpot finally found winners in Texas and Missouri. Big lottery wins always dominate attention—after all, who doesn't like to imagine what they'd do with a billion dollars?
The second story received a bit less coverage. It described a reporter testing a suit developed by MIT researchers to mimic the experience of being 80 years old—slower movement, reduced strength, diminished vision. Unlike the Powerball fantasy, this is a future many of us are statistically likely to reach.
And that contrast matters. The odds of winning Powerball are roughly 1 in 292 million. The odds of living to 80? About 50/50, and better with healthy habits. The lesson isn't to stop dreaming, but to prepare for the future we're most likely to live. A thoughtful strategy toward long-term goals can create stability and meaning over time—no lottery luck required.
Talking about his work philosophy in dealing with his clients, Mark speaks with sincerity and candor: "It's not what you earn, it's what you keep! I work to help business owners understand that if proper plans are not put into action before death, the family may loose the goose (their business) that lays the golden eggs."
Being a leader in the insurance and financial services industry means continually striving for improvement. To keep pace with clients' needs, Mears and Associates has access to new products, enhanced product features, expanded quality service, and pioneered new technologies. Breaking new ground is part of our tradition.
Our role is to educate and motivate clients and their advisors in addressing critical planning issues.
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